All buildings have defects and some can be expensive to fix. Instructing a surveyor to undertake a Full Building Survey, House Purchase Survey Report or Homebuyer Survey will highlight these defects and allow you to budget for the future and limit the risks in the property. With this information, you will be able to make a reasoned decision on whether to go ahead with the property before you commit yourself legally.
Before making this huge step it is always best to speak to a chartered surveyor and ask them to go through the following questions with you:
Are there any specific defects with the property and is there anything I should get carried out urgently?
What is the value of the property and what is a reasonable price I should pay?
Will my mortgage valuation provide me with all the information I need? Do I need my own survey?
With regards to a mortgage valuation, thousands of home buyers each year rely on this and don’t instruct their own report from an independent professional. Many get away with it, but hundreds pay the price in the form of undiscovered defects and thousands of pounds on avoidable repairs.
As a result the Government, organisations like ‘Which?’ and our own team here all recommend that you arrange a survey by your own surveyor to search out any serious defects in the property. The reason for this is that a mortgage valuation has one purpose only – to satisfy a “Lender” that the house you want to buy with a loan is a sufficiently valuable asset that it can be sold to repay the loan should you be unable to keep up repayments. It won’t explore your home for defects which can escalate very quickly into significant problems, which is what a survey is all about.
Too many property purchasers rely on such a report as if it were a full survey. Don’t be caught out, speak to a local surveyor about what they can do for you – the advice is free, but the conversation could save you thousands.
If you would like to find out more about the following types of professional survey work carried out by Chartered Surveyors of the propertysurveying.co.uk network, please click on the link below…
Crawley has been a settlement since the Stone Age, and the Romans had ironworks here. It lies within the Sussex Weald. Crawley has expanded by the creation of 13 new neighbourhoods, with new houses – detached, semi-detached and terraced – and bungalows, but no tower blocks.
Contact us for advice on commercial surveys, home property surveys, party wall advice or other building or planning issues.
We offer building survey services that include the ‘RICS Homebuyer Report’, the ‘Full Building Survey’ and the ‘House Purchase Survey Report’. We have a survey to suit all building types and budgets; residential or commercial, large or small.
We will deal with you personally, giving you building survey advice; helping you to choose the right property survey for your home or business. Our fees are all inclusive so you can discuss the building, structure and property defects at any time.
Please telephone the Survey Desk to discuss your building survey or other property requirements.
“My surveying experience extends from a solid core of survey reports, like the HomeBuyers Survey and the House Purchase Survey, to a wide range of residential and commercial expert surveys, valuations and reports. I can highlight any and all issues and defects at your potential property purchase or your current home, making sure you have all the information you need to proceed.
“If you are buying a property, you could save thousands in unexpected remedial works by instructing us to carry out a property survey on your behalf. Please don’t hesitate to give me a call”
The Government aims to deliver thousands of new homes over the coming years with the help of a raft of new construction related announcements. The idea is to build on recent successes and the current seven-year high in construction output, in order to deliver more affordable homes and more construction jobs around the country and to sustain our G7 leading growth figures… To read the whole article, click here.
Merthyr Tydfil was once the largest town in Wales, but is now ranked as the 15th largest urban area. It was also once occupied by Romans who built a fortress, whose ruins were found under the Merthyr Tydfil football pitch.
If you’re moving to Merthyr Tydfil and are in need of some local property advice Keith Batten FRICS may be able to help you. He is a Chartered Surveyor specialising in Property Surveys, Building Surveys, Structural Surveys, House Purchase Surveys, Homebuyer Reports, Major Defects Reports, Ratings Appeals, Home Surveys and Property Valuations, Property Acquisition work, Party Wall work and other professional work throughout Merthyr Tydfil and the surrounding area.
For friendly advice without obligation, please call Keith Batten FRICS on
November saw the Crown Prosecution Service give local police the go ahead to bring proceedings against Cllr Spencer Flower, 72, for three offences under Sections 31 and 34 of the Localism Act 2011. Namely, that he failed to disclose major pecuniary interests in two local companies… To read the whole article, click here.
Bournemouth Council has rejected a request for help from exactly the sort of person who we think should be entitled to priority assistance from the state. Despite 9 years in the armed forces and over a decade of working as a kitchen fitter and paying his taxes, Matthew Dennis was refused by Bournemouth Council in his hour of need. Why? Because he wasn’t a ‘priority case’… To read the whole article, click here.
London Borough of Kensington and Chelsea set to halt the rising trend of basement extensions by imposing restrictions that are likely to be followed by other affected boroughs such as Westminster and Wandsworth… To read the whole article, click here.
Graham Shipp MRICS is a Chartered Building Surveyor specialising in Property Surveys, Building Surveys, Structural Surveys, House Purchase Surveys, Homebuyer Reports, Major Defects Reports, Property Valuations, Property Acquisition work, Party Wall work and other professional work throughout Beccles and the surrounding area.
For friendly advice without obligation, please call Graham Shipp MRICS on