Paul Keegan MRICS

www.warminstersurveyors.co.uk

Surveyed Buildings

Paul Keegan MRICS DipBS MBA MCMI is a Chartered Building Surveyor with 20 years post-qualification experience; much of which has been spent working in senior roles in both the private and public property sectors. Hailing originally from Scotland, he has spent the last 20 years working and living in Somerset and Wiltshire, resulting in a firm grasp of local property styles and market conditions.

For friendly advice without obligation, please call Paul Keegan on

01985 430 403 or 0800 880 6024 or 0345 387 9 387


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www.propertysurveying.co.uk
…for all your building survey and property requirements

The Property Market Monthly Fact File – Sept 2014

The property market fact file is a collection of data compiled each month by our Chartered Surveyors and the propertysurveying.co.uk team; collating survey data, statistics, trends and information from the property market. This aims to provide a single place where anyone with an interest in UK property can find the information they need.
To read the monthly fact file, click here.

Possession order – Court of Appeal in latest ECHR case – #mortgage

Mental Disabilities and ASTs analysed by Court of Appeal in latest ECHR case

In the recent case of McDonald v McDonald [2014], the Court of Appeal has ruled that a possession order granted to a private landlord of an assured shorthold tenancy was not in breach of Article 8 of the European Convention of Human Rights (ECHR)Continue reading

Paying your mortgage off early – the pros, cons and pitfalls

Paying your mortgage off earlier than expected could be one of the biggest investments you ever make. You can be rid of your biggest debt fast, free yourself from ties to the mercy of the varying property market and put all the money you are no longer paying out to better use. With inflation and the base rate both low, we reveal why you should be thinking about overpaying on your mortgage obligations…
To read the whole article, click here.

Not the best news for property buyers..

Recent figures have shown that you will need a salary of nearly £40,000 to be able to afford a mortgage.

The average person takes out a mortgage loan of £119,000 and if you consider that the national average salary is only £26,000, repayments can cause financial difficulties.

This isn’t great news for first time buyers and people who want to get themselves onto the property ladder. Looking at how the economy is at the moment where you can’t even live on the national minimum wage, getting a mortgage is looking impossible.

However, there are certain schemes like the Help To Buy Scheme which has been highly credited recently as this is helping a lot of first time buyers step onto the property ladder. With a deposit of 5% this is perfect for everyone who is struggling to make that step.

‘The Government has created the Help to Buy scheme to help hard-working people like you take steps to buy your own home. Whether you want to get onto the housing ladder or move up it, Help to Buy makes it possible to buy a new-build or existing home priced up to £600,000 with as little as a 5% deposit’. – See more at: http://www.helptobuy.org.uk/#sthash.0QIuZcrG.dpuf/

If you are a first time buyer and are looking for a surveyor, please have a look at our website and find your local surveyor – www.propertysurveying.co.uk