{"id":482,"date":"2010-03-01T12:09:19","date_gmt":"2010-03-01T11:09:19","guid":{"rendered":"http:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=482"},"modified":"2010-03-01T12:09:19","modified_gmt":"2010-03-01T11:09:19","slug":"mortgage-total-lending-increases-again","status":"publish","type":"page","link":"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=482","title":{"rendered":"Mortgage Total Lending Increases Again"},"content":{"rendered":"<p><!--[if gte mso 9]><xml> Normal   0 <\/xml><![endif]--><!--  --><\/p>\n<p>Total lending, according to the Bank of England in figures released today for January 2010, rose by \u00c2\u00a32.0 billion. The twelve-month growth rate rose to 0.8%. \u00c2\u00a0The three-month annualised growth rate was 1.3%, a 0.4 percentage point increase from a revised 0.9% for December.<\/p>\n<p>Within the total, net lending secured on dwellings increased by \u00c2\u00a31.5 billion above the December increase of \u00c2\u00a31.2 billion and the previous six-month average of \u00c2\u00a31.0 billion.\u00c2\u00a0 The twelve-month growth rate increased to 1.0%, from 0.9% in December. The three-month annualised growth rate rose to 1.4%. \u00c2\u00a0The number of loan approvals for house purchase (48,198) was lower than the December figure (58,223) and below the previous six-month average (55,924); approvals for remortgaging (23,611) and for other purposes (23,035) were also lower than in December and lower than their respective six-month averages.<\/p>\n<p>These slightly lower figures in terms of numbers of transactions are partly a reflection of the increase in the number of lower price transactions carried out to beat the change in Stamp Duty threshold for taxation on December 31<sup>st<\/sup>, 2009 as well as the slightly lower activity caused by the coldest winter spell for 30 years.<\/p>\n<p>The size of the average mortgage provided therefore increased notably, as reflected in the market place with a greater level of market interest and transactions taking place in the middle and upper end of the market, as reported by many of the Chartered Surveyors of the <a href=\"http:\/\/www.propertysurveying.co.uk\" target=\"_blank\">Propertysurveying network<\/a>.<\/p>\n<p>01 March 2010<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Total lending, according to the Bank of England in figures released today for January 2010, rose by \u00c2\u00a32.0 billion. The twelve-month growth rate rose to 0.8%. \u00c2\u00a0The three-month annualised growth rate was 1.3%, a 0.4 percentage point increase from a revised 0.9% for December. Within the total, net lending secured on dwellings increased by \u00c2\u00a31.5 &hellip; <a href=\"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=482\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Mortgage Total Lending Increases Again&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"folder":[],"class_list":["post-482","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mortgage Total Lending Increases Again - Property Surveying NEWSLETTER<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=482\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Total Lending Increases Again - Property Surveying NEWSLETTER\" \/>\n<meta property=\"og:description\" content=\"Total lending, according to the Bank of England in figures released today for January 2010, rose by \u00c2\u00a32.0 billion. 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