{"id":4578,"date":"2012-12-03T11:09:00","date_gmt":"2012-12-03T10:09:00","guid":{"rendered":"http:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4578"},"modified":"2012-12-05T12:41:25","modified_gmt":"2012-12-05T11:41:25","slug":"property-market-fact-file-december-2012","status":"publish","type":"page","link":"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4578","title":{"rendered":"Property Market Fact File – December 2012"},"content":{"rendered":"

Bank Lending Rate <\/strong>
\nIt has been confirmed that the Bank of England Monetary Committee have decided that the Bank Base Rate is to remain at 0.5% for a further month.\u00c2\u00a0 It has been at this very low level for a record period since March 2009.
\nSource: Bank of England<\/p>\n

Mortgage Lending by the Major UK Lenders<\/strong>
\nAccording to initial data from the major UK lenders, (which comprises Banco Santander, Barclays, HSBC, Lloyds\u00c2\u00a0Banking Group, Nationwide and Royal Bank of Scotland), total mortgage approvals for house purchase in October rose slightly to \u00c2\u00a36.0 billion against the previous months\u00e2\u20ac\u2122 \u00c2\u00a35.8 billion. Remortgaging rose from September\u00e2\u20ac\u2122s \u00c2\u00a32.9 billion to \u00c2\u00a33.1 billion in October.
\nSource: Bank of England<\/p>\n

ONS House Price Index figures.<\/strong>
\nFigures for the year to September 2012, published by the Office for National Statistics on 13th November 2012, show that house prices increased by 1.7%, to an average of \u00c2\u00a3233k.
\nThe average house price in England in September 2012 was \u00c2\u00a3241k, \u00c2\u00a3159k in Wales, \u00c2\u00a3130k in Northern Ireland and \u00c2\u00a3181k in Scotland. Once again, London, the South East and the East of England were the only regions whose house prices were higher than the UK average.
\nOver the year, England’s rise was 1.8%, Scotland’s was 0.9% and Wales’ was 1.6%.\u00c2\u00a0Northern Ireland’s figure fell by 10.1% over the year.
\nSplitting England into regions, London’s prices rose by 5.2%, and the North East rose by 2.4%. However, prices in the South West and Yorkshire & The Humber didn’t change.
\nThe average price paid for a new-build dwelling was \u00c2\u00a3206k, which is 2% lower than the year to August. The average price paid for pre-owned buildings was \u00c2\u00a3234k, which is 1.8% higher than the previous year.
\nSource: Office for National Statistics<\/p>\n

Land Registry\u00e2\u20ac\u2122s Property Prices in England and Wales<\/strong>
\nThe Average price of a property in England and Wales is now \u00c2\u00a3161,605 as at the end of October 2012, according to the report published on 28th November 2012.
\nThe Monthly change in October in England and Wales was a 0.3% fall.
\nThe Annual change to October in England and Wales was a rise of 1.1%.
\nSource: Land Registry<\/p>\n

Halifax<\/strong> House Price Index figures.<\/strong>
\nThe average price of a house by the end of October 2012 was \u00c2\u00a3158,426, according to the Halifax House Price Index published 6th November 2012. House prices in October were 0.7% lower than in September, and the quarterly figure was down by 1.2%. The seasonally adjusted figures show that house prices are 1.7% lower than at this time last year, measured by the average for the latest quarter against the same period a year earlier.
\nSource: Halifax<\/p>\n

Nationwide House Price Index figures<\/strong>
\nNationwide House Price Index figures published on 29th November 2012 showed that the average cost of a home in the UK was \u00c2\u00a3163,853 during the month of November. After seasonal adjustment, this is no change from September, but the annual rate is down by 1.2%.
\nSource: Nationwide<\/p>\n

Rightmove House Price Index figures<\/strong>
\nRightmove\u00e2\u20ac\u2122s November survey (published 19th November 2012) shows the asking price of a typical UK property in the period from 7th October 2012 to 10th November 2012 <\/em>was \u00c2\u00a3236,761, a decrease of 2.6% on the previous month. However, house asking prices are still 2.0% higher than a year ago.
\nSource: Rightmove<\/p>\n

Acadametrics House Price Index figures<\/strong>
\nLSL\u00c2\u00a0Property Services\/Acadametrics’ October figures, published 9th November, show that the average house price in England and Wales was \u00c2\u00a3225,954 in October. This is a rise of 0.1% from September, but a 2.3% rise since last October.
\nSource: Acadametrics Ltd<\/p>\n

RICS survey overview<\/strong>
\nThe RICS Housing Market Survey for October 2012 (published 13th November 2012) says that the \u00e2\u20ac\u0153activity picks up” and “expectations improve\u00e2\u20ac\u009d.
\nWales saw\u00c2\u00a0the largest fall in house prices in the month, and only London and the South East saw prices rising.
\nIn the month of October, East Anglia had\u00c2\u00a0the highest level of agreed sales, whereas London had the lowest.
\nThe North had the highest level of new buyer enquiries in the month, while East\u00c2\u00a0Anglia and Scotland both fell.
\nThe highest level of new vendor instructions was in Wales, followed closely by the North\u00c2\u00a0west and Scotland, and the lowest was in the North and the East Midlands.
\nSource: Royal Institution of Chartered Surveyors<\/p>\n

New Mortgages granted \u00e2\u20ac\u201c September Actual Figures<\/strong>
\nThe Council of Mortgage Lenders reports that 44,400 loans were made in September for house purchase, worth \u00c2\u00a36.7 billion. This is lower than August both in number (17.6%), and in value (19.3%). These figures are down 9.0% and 8.2% (respectively) than last September\u00e2\u20ac\u2122s figures.
\nOf these, first-time buyer loans totalled 17,900, valued at \u00c2\u00a32.3 billion, which is down 13.5% in number and down by 14.8% in value on last month. This is 3.2% lower in number but the same in value, compared to last August\u00e2\u20ac\u2122s figures.
\nHome movers\u00e2\u20ac\u2122 loans totalled \u00c2\u00a34.5 billion, and numbered 26,500. These figures are 19.6% lower than August’s in terms of value, and 20.2% lower in number.\u00c2\u00a0 These figures are down 10.0% and 12.8% (respectively) on last September’s.
\nThe number and value of remortgage loans also fell in the month \u00e2\u20ac\u201c 26,500 loans worth \u00c2\u00a34.5 billion in September. These figures are 20.2% lower than last month\u00e2\u20ac\u2122s in terms of volume, and 19.6% lower in value. They have decreased by 12.8% in number and 10.0% by value since last September.
\nCMLK\u00c2\u00a0Director, Paul Smee commented, ” While lending in September was slow after a particularly strong August, quarterly figures suggest that the underlying picture is more positive.”
\nSource: Council of Mortgage Lenders<\/p>\n

New Mortgages granted \u00e2\u20ac\u201c October Estimates<\/strong>
\nThe Council of Mortgage Lenders reports that October\u00e2\u20ac\u2122s estimated figure for gross mortgage lending in the UK was \u00c2\u00a312.9 billion. This is a rise of 13% on September’s \u00c2\u00a311.39 billion, and a rise of 4% from last October’s \u00c2\u00a312.377 billion.
\nSource: Council of Mortgage Lenders<\/p>\n

Regional trends in Rightmove Estate Agents Asking House Prices in England and Wales.<\/strong>
\nRightmove\u00e2\u20ac\u2122s November survey shows the asking price of a typical UK property in the period from 7th October 2012 to 10th November 2012 decreased in nine of the ten identified areas of England\u00c2\u00a0and Wales – the exception was Greater London.
\nThe monthly increase in Greater London showed asking prices rose by 1.2% over the month from \u00c2\u00a3478,071 to \u00c2\u00a3483,709. London\u00e2\u20ac\u2122s annual increase was 8.8%, the largest of the regional rises.
\nThe North West’s monthly drop was the largest at 5.7%. Average prices there fell from \u00c2\u00a3165,865 in October to \u00c2\u00a3156,431 in November. The annual change there was a 0.5% drop.
\nThe largest annual decrease was again in the South-East, down 3.4% from \u00c2\u00a3311,438 in November 2011 to \u00c2\u00a3297,564 in November this year. The monthly change there was a drop of 4.5%.
\nSource: Rightmove<\/p>\n

Regional Analysis of Land Registry\u00e2\u20ac\u2122s House Prices in England and Wales.<\/strong>
\nThe Land Registry\u00e2\u20ac\u2122s October survey shows the prices of a typical UK property per region as follows:
\nThe largest monthly increase was again\u00c2\u00a0 in Wales, which saw an increase over the month of 1.5%, bringing the average house price in the region to \u00c2\u00a3118,215. However, this is only 1.0% higher than this time last year.
\nThe largest monthly decrease in price is the North East, where the average price plummetted 4.2% to \u00c2\u00a396,061, which is 5.8% lower than a year ago. This is the largest annual decrease.
\nThe highest annual increase was once again London, which saw a 7.0% increase.
\nThe highest annual increase was once again London, which saw a 5.5% increase.
\nSource: Land Registry<\/p>\n

Analysis of Acadametrics\u00c2\u00a0HPI data by region<\/strong>
\nThe October figures show 5 regions had an increase in house prices in the year to end October 2012 – by far the largest was Greater London (8.3% to \u00c2\u00a3423,619),
\nThe North\u00c2\u00a0West saw a fall of 1.5% (to \u00c2\u00a3151,475).
\nSource: Acadametrics<\/p>\n

Analysis of Land Registry\u00e2\u20ac\u2122s House Prices in England and Wales by County\/Unitary authority.<\/strong>
\nThe Land Registry\u00e2\u20ac\u2122s October survey shows the prices of a typical UK property per county or unitary authority as follows:
\n9 counties and authorities saw no price movement at all in the month.
\nThe greatest monthly price increase is in Carmarthenshire, where the average price is up by 3.4% to \u00c2\u00a3107,177. However, this is 1.1% down on last year.
\nThe greatest monthly decrease in price is North East Lincolnshire, where prices fell by 4.1% to an average of \u00c2\u00a377,888. This is 8.5% lower than last year.
\nThe largest annual drop was again in Blaenau\u00c2\u00a0Gwent, which saw a fall of 13.5% on last year, to \u00c2\u00a361,749 \u00e2\u20ac\u201c there was a monthly drop of 3.4% here. Greater London saw the greatest annual increase \u00e2\u20ac\u201c up 7.0%\u00c2\u00a0 to \u00c2\u00a3364,574. The monthly change was an increase of 1.0%.
\nSource: Land Registry<\/p>\n

Analysis of Acadametrics\u00c2\u00a0HPI data by County\/Unitary Authority<\/strong>
\nThe area with the largest increase in house prices between September 2011 and September 2012 was Reading, where the average house price rose by 13% to \u00c2\u00a3241,356. Next was Bath & North East Somerset which saw a rise of 12.5% to \u00c2\u00a3311,020 in the same period, followed by Middlesbrough which saw a rise of 10.3% to \u00c2\u00a3115,261.
\nThe greatest decreases were the City of Nottingham’s 7.3% drop (to \u00c2\u00a3108,430), and Powys’ drop of 6.8% (to \u00c2\u00a3169,572).
\nOnly Norfolk had a statistically insignificant change in average house prices over the year – average prices rose by \u00c2\u00a348 to \u00c2\u00a3179,073 since last September.
\nSource: Acadametrics<\/p>\n

Rightmove\u00e2\u20ac\u2122s analysis of asking prices by London Borough.<\/strong>
\nIn the period from 7th October 2012 to 10th November 2012, the largest increase in asking prices was in Brent, where they rose by 7.3%\u00c2\u00a0 to an average of \u00c2\u00a3714,690.
\nIn both Newham and Barking & Dagenham, asking prices fell by 3.5% in the month. The average prices there are now \u00c2\u00a3236,209 and \u00c2\u00a3214,054 respectively.
\nAnnually, Camden saw the highest annual rise (21.9%) to an average of \u00c2\u00a3998,533.
\nBarking & Dagenham saw the largest annual decrease, where average asking prices have fallen by 3.5% over the year. The only other borough to have experienced an annual drop is Havering, where the average asking price fell by 1.3%, to an average price of \u00c2\u00a3257,237.
\nSource: Rightmove<\/p>\n

Acadametrics data analysed by London Borough<\/strong>
\nComparing September 2011 to September 2012, the City of London had an increase in house prices of 27.3% to an average of \u00c2\u00a31,101,096. Kensington & Chelsea is still the most expensive borough at an average of \u00c2\u00a31,436,124.
\nOnly two boroughs saw a decrease over the period – Tower Hamlets by 0.5% to \u00c2\u00a3363,389, and Richmond Upon Thames by 0.2% to \u00c2\u00a3565,820. Barking & Dagenham remains the cheapest borough in terms of house prices.
\nSource: Acadametrics<\/p>\n

Rightmove\u00e2\u20ac\u2122s Asking Prices by Property Type <\/strong>
\nRightmove have published figures showing National Asking Prices analysed by property type.
\nIn the year to 10th November 2012, the average change over all property types was an increase of 2.0%. All types of property (which Rightmove classify) are up on last year. Terraced properties\u00e2\u20ac\u2122 asking prices showed a 4.4% increase, while Flats\u00e2\u20ac\u2122 and Apartments\u00e2\u20ac\u2122 prices increased by 4.3%.
\nSemi-detached properties’ prices did less well, but rose by 1.8%, whereas Detached property asking prices rose by only 0.6% since last year.
\nSource: Rightmove<\/p>\n

Land Registry\u00e2\u20ac\u2122s Average Prices by Property Type <\/strong>
\nThe Land Registry\u00e2\u20ac\u2122s October average price figures analysed by property type show that the prices over all types of property rose by 1.1% in the year since October 2011. The average price is now \u00c2\u00a3161,605.
\nFlats & Maisonette properties rose by 2.8% to \u00c2\u00a3152,238 over the year, and semi-detached properties rose by 1.5% to an average of \u00c2\u00a3154,168. Detached properties, however, rose by only 0.1% to \u00c2\u00a3254,378, and Terraced properties rose by 0.6% to an average of \u00c2\u00a3121,301.
\nSource: Land Registry<\/p>\n

Latest Property Sales Volumes by price range<\/strong>
\nAccording to the Land Registry\u00e2\u20ac\u2122s October Report, in August 2012, 62,291 sales transactions took place in England and Wales, and 8,534 in London. This represents a fall of 3% in England & Wales, and a fall of 5% in London since last August\u00e2\u20ac\u2122s figures, (64,417 and 8,968 respectively).
\nIn the price bracket of over \u00c2\u00a31 million, the volume of sales in the month rose in both London and\u00c2\u00a0the rest of England & Wales. In London it rose from 479 to 527 \u00e2\u20ac\u201c a rise of 10%, and in England & Wales it rose from 753 to 843 \u00e2\u20ac\u201c a rise of 12%.
\nHowever, at the other end of the market (below \u00c2\u00a3250k), in both England and Wales and London, the volume fell: by 5% from 46,771 to 44,391 in England & Wales, and by 14% from 3,508 to 3,016 in London.
\nSource: Land Registry<\/p>\n

Hometrack Monthly House Price Survey<\/strong>
\nHometrack compile sample data monthly from thousands of Estate Agents in all 2,300 postcodes in England and Wales. The figures are weighted according to postcode, but not seasonally adjusted.
\nNovember\u00e2\u20ac\u2122s figures (published 3rd December) show that the average amount of time that a house is on the market has dropped very slightly to 9.8 weeks. Regionally, this ranges from 6 weeks in London to 13.1 weeks in the East Midlands.
\nOn average, 93.2% of the asking price is achieved, ranging from 94.4% in London, down to 92% in Wales.
\n5.3% of postcode districts reported a price increase in November, a fall from 5.7% in October and 6% in September.\u00c2\u00a0 27.7% had a price decrease over the month, down from 31% in October but a rise from 23.6% in September.
\nSource: Hometrack<\/p>\n

Land Registry Quarterly Sales Volumes<\/strong>
\nIn the quarter from May to August 2012 (the latest for which figures are available), the average number of house sales per month was 57,789. This is down on the same period in 2011, when the average was 58,361 sales per month.
\nSource: Land Registry<\/p>\n

Buy-to-Let Mortgages <\/strong>
\nThe Council of Mortgage Lenders reports that during the third quarter of 2012, the total lent on buy-to-let mortgages was \u00c2\u00a34.2 billion (34,400 loans). This is a 8% increase on the previous quarter.
\nThere are currently 1.444 million buy-to-let mortgages, with a value of \u00c2\u00a3164.3 billion. This is up from 1.367 million (worth \u00c2\u00a3156.7 billion) a year ago.
\nSource: Council of Mortgage Lenders<\/p>\n

Outstanding Mortgage Debt<\/strong>
\nThe average outstanding mortgage for the 11.2m households who currently have mortgages is estimated at \u00c2\u00a3111,881 in September 2012.
\nTotal secured lending in the UK on dwellings was \u00c2\u00a31,257 billion at the end of September 2012. This is up from the previous September\u00e2\u20ac\u2122s \u00c2\u00a31,242 billion.
\nSource: Credit Action<\/p>\n

Mortgage Arrears and Homes Repossessions<\/strong>
\nThe number of house repossessions in the third quarter of 2012 totalled 8,200, the lowest since 2007. The number of households with arrears of more than 2.5% in their mortgages was 159,100, which is slightly higher than last quarter, but lower than the same quarter last year, when it was 165,300. There was a marginal rise in the mortgages with arrears of more than 10%, from 28,600 to 29,000 in the quarter.
\nSource: Council of Mortgage Lenders<\/p>\n

Next Monthly Market Fact File due in early January.<\/p>\n

[contact-form][contact-field label=’Email’ type=’email’ required=’1’\/][contact-field label=’Like’ type=’checkbox’\/][contact-field label=’Dislike’ type=’checkbox’\/][contact-field label=’Comment’ type=’textarea’\/][\/contact-form]<\/p>\n","protected":false},"excerpt":{"rendered":"

Bank Lending Rate It has been confirmed that the Bank of England Monetary Committee have decided that the Bank Base Rate is to remain at 0.5% for a further month.\u00c2\u00a0 It has been at this very low level for a record period since March 2009. Source: Bank of England Mortgage Lending by the Major UK … Continue reading “Property Market Fact File – December 2012”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"folder":[],"class_list":["post-4578","page","type-page","status-publish","hentry"],"yoast_head":"\nProperty Market Fact File - December 2012 - Property Surveying NEWSLETTER<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4578\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Property Market Fact File - December 2012 - Property Surveying NEWSLETTER\" \/>\n<meta property=\"og:description\" content=\"Bank Lending Rate It has been confirmed that the Bank of England Monetary Committee have decided that the Bank Base Rate is to remain at 0.5% for a further month.\u00c2\u00a0 It has been at this very low level for a record period since March 2009. Source: Bank of England Mortgage Lending by the Major UK … Continue reading "Property Market Fact File – December 2012"\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4578\" \/>\n<meta property=\"og:site_name\" content=\"Property Surveying NEWSLETTER\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PropertySurveying\" \/>\n<meta property=\"article:modified_time\" content=\"2012-12-05T11:41:25+00:00\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"12 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/?page_id=4578\",\"url\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/?page_id=4578\",\"name\":\"Property Market Fact File - December 2012 - Property Surveying NEWSLETTER\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/#website\"},\"datePublished\":\"2012-12-03T10:09:00+00:00\",\"dateModified\":\"2012-12-05T11:41:25+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/?page_id=4578#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/?page_id=4578\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/?page_id=4578#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Property Market Fact File – December 2012\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/#website\",\"url\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/\",\"name\":\"Property Surveying NEWSLETTER\",\"description\":\"The NEWSLETTER\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/#organization\",\"name\":\"Property Surveying NEWSLETTER\",\"url\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/wp-content\\\/uploads\\\/cropped-property-surveying-logo-for-newsletter-body-1.png\",\"contentUrl\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/wp-content\\\/uploads\\\/cropped-property-surveying-logo-for-newsletter-body-1.png\",\"width\":240,\"height\":50,\"caption\":\"Property Surveying NEWSLETTER\"},\"image\":{\"@id\":\"https:\\\/\\\/www.propertysurveying.co.uk\\\/newsletter\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/PropertySurveying\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Property Market Fact File - December 2012 - Property Surveying NEWSLETTER","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4578","og_locale":"en_GB","og_type":"article","og_title":"Property Market Fact File - December 2012 - Property Surveying NEWSLETTER","og_description":"Bank Lending Rate It has been confirmed that the Bank of England Monetary Committee have decided that the Bank Base Rate is to remain at 0.5% for a further month.\u00c2\u00a0 It has been at this very low level for a record period since March 2009. Source: Bank of England Mortgage Lending by the Major UK … Continue reading \"Property Market Fact File – December 2012\"","og_url":"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4578","og_site_name":"Property Surveying NEWSLETTER","article_publisher":"https:\/\/www.facebook.com\/PropertySurveying","article_modified_time":"2012-12-05T11:41:25+00:00","twitter_misc":{"Estimated reading time":"12 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4578","url":"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4578","name":"Property Market Fact File - December 2012 - Property Surveying NEWSLETTER","isPartOf":{"@id":"https:\/\/www.propertysurveying.co.uk\/newsletter\/#website"},"datePublished":"2012-12-03T10:09:00+00:00","dateModified":"2012-12-05T11:41:25+00:00","breadcrumb":{"@id":"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4578#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4578"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4578#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.propertysurveying.co.uk\/newsletter\/"},{"@type":"ListItem","position":2,"name":"Property Market Fact File – December 2012"}]},{"@type":"WebSite","@id":"https:\/\/www.propertysurveying.co.uk\/newsletter\/#website","url":"https:\/\/www.propertysurveying.co.uk\/newsletter\/","name":"Property Surveying NEWSLETTER","description":"The NEWSLETTER","publisher":{"@id":"https:\/\/www.propertysurveying.co.uk\/newsletter\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.propertysurveying.co.uk\/newsletter\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.propertysurveying.co.uk\/newsletter\/#organization","name":"Property Surveying NEWSLETTER","url":"https:\/\/www.propertysurveying.co.uk\/newsletter\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.propertysurveying.co.uk\/newsletter\/#\/schema\/logo\/image\/","url":"https:\/\/www.propertysurveying.co.uk\/newsletter\/wp-content\/uploads\/cropped-property-surveying-logo-for-newsletter-body-1.png","contentUrl":"https:\/\/www.propertysurveying.co.uk\/newsletter\/wp-content\/uploads\/cropped-property-surveying-logo-for-newsletter-body-1.png","width":240,"height":50,"caption":"Property Surveying NEWSLETTER"},"image":{"@id":"https:\/\/www.propertysurveying.co.uk\/newsletter\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/PropertySurveying"]}]}},"_links":{"self":[{"href":"https:\/\/www.propertysurveying.co.uk\/newsletter\/index.php?rest_route=\/wp\/v2\/pages\/4578","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.propertysurveying.co.uk\/newsletter\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.propertysurveying.co.uk\/newsletter\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.propertysurveying.co.uk\/newsletter\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.propertysurveying.co.uk\/newsletter\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4578"}],"version-history":[{"count":0,"href":"https:\/\/www.propertysurveying.co.uk\/newsletter\/index.php?rest_route=\/wp\/v2\/pages\/4578\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.propertysurveying.co.uk\/newsletter\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4578"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/www.propertysurveying.co.uk\/newsletter\/index.php?rest_route=%2Fwp%2Fv2%2Ffolder&post=4578"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}