{"id":4466,"date":"2012-11-01T11:44:09","date_gmt":"2012-11-01T10:44:09","guid":{"rendered":"http:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4466"},"modified":"2012-11-12T13:01:21","modified_gmt":"2012-11-12T12:01:21","slug":"property-market-fact-file-november-2012","status":"publish","type":"page","link":"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4466","title":{"rendered":"Property Market Fact File – November 2012"},"content":{"rendered":"

Bank Lending Rate<\/strong>
\nIt has been confirmed that the Bank of England Monetary Committee have decided that the Bank Base Rate is to remain at 0.5% for a further month.\u00c2\u00a0 It has been at this very low level for a record period since March 2009.
\nSource: Bank of England<\/p>\n

Mortgage Lending by the Major UK Lenders<\/strong>
\nAccording to initial data from the major UK lenders, (which comprises Banco Santander, Barclays, HSBC, Lloyds\u00c2\u00a0Banking Group, Nationwide and Royal Bank of Scotland), total mortgage approvals for house purchase in September fell slightly to \u00c2\u00a35.7 billion against the previous months\u00e2\u20ac\u2122 \u00c2\u00a35.8 billion. Remortgaging rose from August\u00e2\u20ac\u2122s \u00c2\u00a32.5 billion to \u00c2\u00a32.8 billion in September.
\nSource: Bank of England<\/p>\n

ONS House Price Index figures.<\/strong>
\nFigures for the year to August 2012, released by the Office for National Statistics, show that house prices increased by 1.8% in the period, to an average of \u00c2\u00a3234k.
\nThe average house price in England in August 2012 was \u00c2\u00a3242k, \u00c2\u00a3161k inWales, \u00c2\u00a3129k in Northern Ireland and \u00c2\u00a3184k in Scotland. London, the South East and the East of England were the only regions whose house prices were higher than the UK average.
\nOver the year, England’s rise was 2.1%, Scotland’s was 0.5% and Wales’ was 1.4%.\u00c2\u00a0Northern Ireland’s figure fell by 12.8% over the year.
\nSplitting England into regions, London’s prices rose by 6.3%, and the South East rose by 2.4%. However, prices in the South West fell by 0.7%.
\nThe average price paid for a new-build dwelling was \u00c2\u00a3214k, which is 3% higher than the previous year. The average price paid for pre-owned buildings was \u00c2\u00a3235k, which is 1.7% higher than the previous year.
\nSource: ONS<\/p>\n

Land Registry\u00e2\u20ac\u2122s Property Prices in England and Wales<\/strong>
\nThe Average price of a property in England and Wales is now \u00c2\u00a3162,561 as at the end of September 2012, according to the report published on 26th October 2012.
\nThe Monthly change in September in England and Wales was a 0.3% fall.
\nThe Annual change to September in England and Wales was a rise of 1.1%.
\nSource: Land Registry<\/p>\n

Halifax<\/strong> House Price Index figures.<\/strong>
\nThe average price of a house by the end of September 2012 was \u00c2\u00a3159,486, according to the Halifax House Price Index published 4th<\/sup> October 2012. House prices in August were 0.4% lower than in August, and the quarterly figure was down by 0.5%. The seasonally adjusted figures show that house prices are 1.2% lower than at this time last year, measured by the average for the latest quarter against the same period a year earlier.
\nSource: Halifax<\/p>\n

Nationwide House Price Index figures<\/strong>
\nNationwide House Price Index figures published on 1st November 2012 showed that the average cost of a home in the UK was \u00c2\u00a3164,153 during the month of October. After seasonal adjustment, this is a 0.6% rise from September, but the annual rate is down by 0.9%.
\nSource: Nationwide<\/p>\n

Rightmove House Price Index figures<\/strong>
\nRightmove\u00e2\u20ac\u2122s October survey (published 15th<\/sup> October 2012) shows the asking price of a typical UK property in the period from 9th<\/sup> September 2012 to 6th October 2012 was \u00c2\u00a3243,168, an increase of 3.5% on the previous month. House asking prices are now 1.5% higher than a year ago.
\nSource: Rightmove<\/p>\n

Acadametrics House Price Index figures<\/strong>
\nLSL Property Services\/Acadametrics’ September figures, published 12th October, show that the average house price in England and Wales was \u00c2\u00a3225,374 in September. This is a fall of 0.1% from August, but a 2.2% rise since last September.
\nSource: Acadametrics Ltd<\/p>\n

RICS Survey Overview<\/strong>
\nThe RICS Housing Market Survey for September 2012 (published 9th<\/sup> October 2012) says that the \u00e2\u20ac\u0153price balance turns less negative\u00e2\u20ac\u009d.
\nOnce again, Yorkshire & Humberside saw the largest fall in house prices in the month, and\u00c2\u00a0 only London saw prices rising.
\nIn the month of September, Wales had the highest level of agreed sales, whereas the West Midlands once again had the lowest.
\nThe North West had the highest level of new buyer enquiries in the month, whilst East Anglia had the lowest.
\nThe highest level of new vendor instructions was again in the North of England, and the lowest was in Scotland.
\nSource: Royal Institution of Chartered Surveyors<\/p>\n

New Mortgages granted \u00e2\u20ac\u201c August Actual Figures<\/strong>
\nThe Council of Mortgage Lenders reports that \u00e2\u20ac\u0153lending was weighed down by weak remortgage lending in August, despite a strong increase in house purchase lending\u00e2\u20ac\u009d.
\n55,300 loans were made in August for house purchase, worth \u00c2\u00a38.4 billion. This is higher than July both in number (11.7%), and in value (10.5%). These figures are up 10.8% and 9.1% (respectively) than last August\u00e2\u20ac\u2122s figures.
\nOf these, first-time buyer loans totalled 21,600, valued at \u00c2\u00a32.8 billion, which is up by 13.7% in number and up by 12.0% in value on last month. This is 18.0% higher in number and 21.7% higher in value compared to last August\u00e2\u20ac\u2122s figures.
\nHome movers\u00e2\u20ac\u2122 loans totalled \u00c2\u00a35.7 billion, and numbered 33,800. These figures are 11.8% higher than July in terms of value, and 10.5% higher in number.\u00c2\u00a0 These figures are up 5.6% and 6.6% (respectively) on last August.
\nHowever, the number and value of remortgage loans fell in the month \u00e2\u20ac\u201c 21,700 loans worth \u00c2\u00a32.9 billion in August. These figures are 10.0% lower than last month\u00e2\u20ac\u2122s in terms of volume, and 9.4% lower in value. They have decreased by 36.9% in number and 32.6% by value since last August.
\nSource: Council of Mortgage Lenders<\/p>\n

New Mortgages granted \u00e2\u20ac\u201c September Estimates<\/strong>
\nThe Council of Mortgage Lenders reports that September\u00e2\u20ac\u2122s estimated figure for gross mortgage lending in the UK was \u00c2\u00a311.6 billion. This is a fall of 10% from August (\u00c2\u00a312.9 billion), and a 15% fall from last September\u00e2\u20ac\u2122s \u00c2\u00a313.7 billion.
\nSource: Council of Mortgage Lenders<\/p>\n

Regional trends in Rightmove Estate Agents Asking House Prices in England and Wales.<\/strong>
\nRightmove\u00e2\u20ac\u2122s October survey shows the asking price of a typical UK property in the period from 9th<\/sup> September 2012 to 6th October 2012 increased in all of the ten identified areas of England and Wales.
\nThe largest monthly increase was in Greater London, where asking prices rose by 4.8% over the month from \u00c2\u00a3456,237 to \u00c2\u00a3478,071. London\u00e2\u20ac\u2122s annual increase was 6.2%, the largest of the regional rises.
\nIn a change of fortune from last month, East Anglia this time saw the smallest rise – a rise of only 0.4%. Average prices there rose from \u00c2\u00a3229,231 in September to \u00c2\u00a3230,057 in October. The annual increase there was 1.1%.
\nThe largest annual decrease was of 1.8% in the South-East, from \u00c2\u00a3317,055 in October 2011 to \u00c2\u00a3311,438 in October this year. However, the monthly rise there was 3.9%.
\nSource: Rightmove<\/p>\n

Regional Analysis of Land Registry\u00e2\u20ac\u2122s House Prices in England and Wales.<\/strong>
\nThe Land Registry\u00e2\u20ac\u2122s September survey shows the prices of a typical UK property per region as follows:
\nThe largest monthly increase was in Wales, which saw an increase over the month of 0.5%, bringing the average house price in the region to \u00c2\u00a3117,264. However, this is 1.2% lower than this time last year.
\nThe largest monthly decrease in price is Yorkshire & Humberside, where the average price is down 2.2% to \u00c2\u00a3115,853, which is 3.0% lower than a year ago. The North-East had the largest annual decrease of 3.2% since
\nThe highest annual increase was once again London, which saw a 5.5% increase.
\nSource: Land Registry<\/p>\n

Analysis of Acadametrics HPI data by region<\/strong>
\nThe September figures show 4 regions had an increase in house prices in the year to end August 2012 – Greater London (8.2% to \u00c2\u00a3421,778), the North and the South East (both 2.2%, to \u00c2\u00a3139,085 and \u00c2\u00a3270,872 respectively) and the South West (1.3% to \u00c2\u00a3223,001). The North West saw a fall of 2.7% (to \u00c2\u00a3148,229). Wales saw a fall of 0.5% this month to \u00c2\u00a3150,599, compared to a rise of 1% in the year to July.
\nSource: Acadametrics<\/p>\n

Analysis of Land Registry\u00e2\u20ac\u2122s House Prices in England and Wales by County\/Unitary authority.<\/strong>
\nThe Land Registry\u00e2\u20ac\u2122s September survey shows the prices of a typical UK property per county or unitary authority as follows:
\n4 counties and authorities saw no price movement at all in the month.
\nThe greatest monthly price increase is in Newport, Gwent, where the average price is up by 2.1% to \u00c2\u00a3112,383. However, this is 3.5% down on last year.
\nThe greatest monthly decrease in price is Middlesbrough, where prices fell by 2.3% to an average of \u00c2\u00a380,947. This is 1.0% up on last year.
\nThe largest annual drop was Blaenau Gwent, which saw a fall of 8.3% on last year, to \u00c2\u00a366,650 \u00e2\u20ac\u201c there was a monthly drop of 0.3% here.Hartlepool saw the greatest annual increase \u00e2\u20ac\u201c up 5.7% to \u00c2\u00a384,672 \u00e2\u20ac\u201c and the monthly change was also an increase (1.9%).
\nSource: Land Registry<\/p>\n

Analysis of Acadametrics HPI data by County\/Unitary Authority<\/strong>
\nThe area with the largest increase in house prices between August 2011 and August 2012 was Bath and Northeast Somerset, where the average house price rose by 10.8% to \u00c2\u00a3316,744. The Vale of Glamorgan also saw a rise – house prices there rose by 9.3% to \u00c2\u00a3216,220. These were the only two regions to have seen larger increases than Greater London’s 8.2%, where the avergae house price is \u00c2\u00a3419,630.
\nThe greatest decreases were Torfaen’s 6.1% drop (to \u00c2\u00a3122,174), and Blackpool’s and Nottingham’s 6.0% drop (to \u00c2\u00a399,151 and \u00c2\u00a3109,825 respectively).
\nOnly Luton and Wrexham had statistically insignificant changes in average house prices over the year, although Cornwall and Herefordshire’s increases were only 0.1%, and Norfolk’s drop was only 0.1%.
\nSource: Acadametrics<\/p>\n

Rightmove\u00e2\u20ac\u2122s analysis of asking prices by London Borough.<\/strong>
\nIn the period from 9th<\/sup> September 2012 to 6th October 2012, the asking prices in Kensington and Chelsea rose by 9.1% (\u00c2\u00a32,207,472). Brent was the next best performer, with an increase of 8.6% (\u00c2\u00a3665,943). These were the top two boroughs in terms of rising prices.
\nIn Haringey, asking prices fell by 1.4% in the month \u00e2\u20ac\u201c the only borough to see falling prices this month. The average house price in Haringey is now \u00c2\u00a3544,062.
\nKensington and Chelsea also saw the highest annual rise (15.1%) followed closely by Hounslow with a 15% increase to \u00c2\u00a3559,566.
\nHavering saw the largest annual decrease, where average asking prices have fallen by 2.5% over the year to \u00c2\u00a3261,401. The next borough to have experienced an annual drop is Sutton, where the average asking price fell by 1.7%, to an average price of \u00c2\u00a3343,246.
\nSource: Rightmove<\/p>\n

Acadametrics data analysed by London Borough<\/strong>
\nComparing August 2011 to August 2012, Kensington & Chelsea had an increase in house prices of 22.8% to an average of \u00c2\u00a31,437,122. This is the most expensive borough. At the other end of the scale, Barking & Dagenham saw a decrease of 0.8% over the period, to an average of \u00c2\u00a3177,410. This is the cheapest borough in terms of house prices.
\nThe report states that “The buyer of an average property in Kensington & Chelsea, priced at \u00c2\u00a31.4 million, would be able to purchase eight houses in Barking & Dagenham for a similar outlay and still have some change.”
\nSource: Acadametrics<\/p>\n

Rightmove\u00e2\u20ac\u2122s Asking Prices by Property Type <\/strong>
\nRightmove have published figures showing National Asking Prices analysed by property type.
\nIn the year to 6th October 2012, the average change over all property types is an increase of 1.5%. All types of property (which Rightmove classify) are up on last year. Terraced properties\u00e2\u20ac\u2122 asking prices showed a 2.2% increase, while Detached properties’ prices rose by 2.7%. Semi-detached property asking prices rose by 1.2% since last year, but Flats\u00e2\u20ac\u2122 and Apartments\u00e2\u20ac\u2122 prices have done less well, at a 0.9% increase over the year.
\nSource: Rightmove<\/p>\n

Land Registry\u00e2\u20ac\u2122s Average Prices by Property Type <\/strong>
\nThe Land Registry\u00e2\u20ac\u2122s August average price figures analysed by property type show that the prices over all types of property rose by 1.1% in the year since September 2011. The average price is now \u00c2\u00a3162,561.
\nFlats & Maisonette properties rose by 3.6% to \u00c2\u00a3155,461 over the year, but Detached properties fell by 0.2%, to \u00c2\u00a3254,843. Once again, Semi-Detached properties stayed much the same (from \u00c2\u00a3152,201 to \u00c2\u00a3152,685), but Terraced properties rose by 1.2% to an average of \u00c2\u00a3123,301.
\nSource: Land Registry<\/p>\n

Latest Property Sales Volumes by price range<\/strong>
\nAccording to the Land Registry\u00e2\u20ac\u2122s September Report, in July 2012, 56,509 sales transactions took place in England and Wales, and 8,217 in London. This represents a fall of 9% in England & Wales, and a fall of 5% in London since last July\u00e2\u20ac\u2122s figures, (56,509 and 8,685 respectively).
\nIn the price bracket of over \u00c2\u00a31 million, the volume of sales in the month rose in both London and the rest of England & Wales. In London it rose from 454 to 538 \u00e2\u20ac\u201c a rise of 19%, and in England & Wales it rose from 725 to 817 \u00e2\u20ac\u201c a rise of 13%.
\nHowever, at the other end of the market (below \u00c2\u00a3250k), in both England and Wales and London, the volume fell: by 12% from 45,674 to 40,383 in England & Wales, and by 14% from 3,386 to 2,914 in London.
\nSource: Land Registry<\/p>\n

Land Registry Sales Volumes<\/strong>
\nIn the quarter from April to July 2012 (the latest for which figures are available), the average number of house sales per month was 52,309. This is down on the same period in 2011, when the average was 54,935 sales per month.
\nSource: Land Registry<\/p>\n

Acadametrics Transaction volumes<\/strong>
\nThe volume of completed transactions for the quarter ending August 2012 has been estimated at just under 50,000, which is a drop of 24% on last month.
\nLSL have analysed this by region and property type:
\nThe extremes: Flats in Yorkshire and Humberside fell by 13% on the same quarter in 2011, and by 12% in East Anglia. The volume of Semi-detached properties in the East Midlands and of Terraced properties in the North, both fell by 10%. However, the number of Detached properties sold in the West Midlands rose by 9% compared with the same period in 2011.
\nOverall, the South West and the South East are the only regions to display a rise in transaction volumes in the quarter. Both the North and East Anglia fell by 6%.
\nSource: Acadametrics<\/p>\n

Housing Supply figures for the financial year 2011-12.<\/strong>
\nThe Office for National Statistics released figures on 1st November 2012, showing that the net housing supply inEnglandrose by 11% in the year to 31st March 2012, compared with the previous year.
\nThe net total of 134,900 includes 128,160 new build homes, 5,240 homes resulting from conversions (e.g. from houses to flats), and 12,590 homes due to change of use of existing buildings.
\nThis is the first rise for three years, but the total is still 35% below the peak of 207,370 net additional homes in 2007-08.
\nThe number of dwellings lost due to demolitions (12,200) has been steadily falling – this is an 18% drop on last year and is 40% down on 2007-08.
\nNew affordable housing is defined by the ONS as “additional housing units provided to eligible households whose needs are not met by the market”.\u00c2\u00a0 The figures do not include losses to the housing stock, but do include acquisitions from the private sector.
\nThe gross supply of affordable housing increased by 57,950 during the year. This is 4% down on last year. 52,880 of these were new build homes. This represents 91% of all affordable homes provided in the year, the highest percentage for over twenty years.
\nSource: ONS<\/p>\n

Outstanding Mortgage Debt<\/strong>
\nThe average outstanding mortgage for the 11.2m households who currently have mortgages is estimated at \u00c2\u00a3111,793 in August 2012.
\nTotal secured lending in the UK on dwellings was \u00c2\u00a31,256 billion at the end of August 2012. This is up from the previous August\u00e2\u20ac\u2122s \u00c2\u00a31,242 billion.
\nSource: Credit Action<\/p>\n

Hometrack Monthly House Price Survey<\/strong>
\nHometrack compile sample data monthly from thousands of Estate Agents in all 2,300 postcodes in England and Wales. The figures are weighted according to postcode, but not seasonally adjusted.
\nOctober\u00e2\u20ac\u2122s figures (published 29th October) show that the average amount of time that a house is on the market has remained static at 9.9 weeks. Regionally, this ranges from 5.7 weeks in London to 12.9 weeks in the North West.
\nOn average, 93.2% of the asking price is achieved, ranging from 94.3% inLondon, down to 91.9% in the North West.
\n5.7% of postcode districts reported a price increase in October, a rise from 3.6% in August but a fall from 6.0% in September.\u00c2\u00a0 31.0% had a price decrease over the month, up from 27.1% in August and 23.6% in September.
\nSource: Hometrack<\/p>\n

Next Monthly Market Fact File due in early December.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bank Lending Rate It has been confirmed that the Bank of England Monetary Committee have decided that the Bank Base Rate is to remain at 0.5% for a further month.\u00c2\u00a0 It has been at this very low level for a record period since March 2009. Source: Bank of England Mortgage Lending by the Major UK … Continue reading “Property Market Fact File – November 2012”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"folder":[],"class_list":["post-4466","page","type-page","status-publish","hentry"],"yoast_head":"\nProperty Market Fact File - November 2012 - Property Surveying NEWSLETTER<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=4466\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Property Market Fact File - November 2012 - Property Surveying NEWSLETTER\" \/>\n<meta property=\"og:description\" content=\"Bank Lending Rate It has been confirmed that the Bank of England Monetary Committee have decided that the Bank Base Rate is to remain at 0.5% for a further month.\u00c2\u00a0 It has been at this very low level for a record period since March 2009. 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