{"id":22327,"date":"2019-05-29T15:58:59","date_gmt":"2019-05-29T14:58:59","guid":{"rendered":"http:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=22327"},"modified":"2020-07-08T14:34:13","modified_gmt":"2020-07-08T13:34:13","slug":"property-purchasers","status":"publish","type":"page","link":"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=22327","title":{"rendered":"Property Purchasers"},"content":{"rendered":"
\"new<\/a>\n

Shared ownership faces rising criticism\u00a0<\/a><\/h4>\n
Shared ownership involves buying a percentage of a home while paying rent on the remainder, and accounts for around 250,000 households in England. However, what ...
Read More<\/a><\/div><\/div>\n
\"mortgage<\/a>\n

Thought mortgage prisoners were now free? Think again<\/a><\/h4>\n
In 2002, newly divorced Graham Topping bought a one bedroom house in Southend on a 25-year repayment mortgage. He had gone through a series of ...
Read More<\/a><\/div><\/div>\n
\"Spanish<\/a>\n

Is Spain \u201ctaxing out\u201d UK second homeowners?<\/a><\/h4>\n
Spain plans to introduce a tax of up to 100% on properties bought by non-residents from non-EU countries, including the UK, to address its housing ...
Read More<\/a><\/div><\/div>\n
\"door<\/a>\n

Lenders consider easing borrower protection rules<\/a><\/h4>\n
The Financial Conduct Authority (FCA) has confirmed it will look at options to simplify the borrower protection rules that were introduced after the 2008 financial ...
Read More<\/a><\/div><\/div>\n
\"New<\/a>\n

Six times income multiple mortgages for long term deals<\/a><\/h4>\n
Mortgage lenders are beginning to offer first time buyers larger sums of money to borrow through higher multiplier mortgages to help them take their first ...
Read More<\/a><\/div><\/div>\n
\"house<\/a>\n

Renters offered 100% mortgage deal<\/a><\/h4>\n
A 100% mortgage is now available to enable renters to get on the housing market. The mortgage is based on the value of the property ...
Read More<\/a><\/div><\/div>\n
\"new<\/a>\n

Want to use your rent to save towards a deposit?<\/a><\/h4>\n
Finding the means to save for a deposit to buy a new home in the current climate is becoming harder and harder for first time ...
Read More<\/a><\/div><\/div>\n
\"mortgage<\/a>\n

Interest rates increased as mortgage loan stress test withdrawn<\/a><\/h4>\n
In the week that the mortgage loan stress test was withdrawn, the Bank of England has increased the base rate to 1.75%. It is thought ...
Read More<\/a><\/div><\/div>\n
\"Instagram<\/a>\n

Using an estate agent or going it alone?<\/a><\/h4>\n
It is estimated that one in ten properties have sold in the UK without involving an estate agent, as home buyers and sellers decide to ...
Read More<\/a><\/div><\/div>\n
\"New<\/a>\n

House prices still confounding predictions<\/a><\/h4>\n
House prices rose across the UK in November, confounding predictions that the housing market would cool off over the winter period. A monthly rise of ...
Read More<\/a><\/div><\/div>\n
\"door<\/a>\n

Call for gazumping to be legally banned<\/a><\/h4>\n
As if buying a house in itself isn't frustrating enough, particularly in times when few houses are available and buyers are being incentivised by government ...
Read More<\/a><\/div><\/div>\n
\"door<\/a>\n

Call for gazumping to be legally banned<\/a><\/h4>\n
As if buying a house in itself isn't frustrating enough, particularly in times when few houses are available and buyers are being incentivised by government ...
Read More<\/a><\/div><\/div>\n
\"London<\/a>\n

How to pay no stamp duty at all<\/a><\/h4>\n
Here's a good wheeze. Instead of buying a townhouse property in Harcourt Street, Marylebone, for \u00a36.4 million and paying huge sums in stamp duty, why ...
Read More<\/a><\/div><\/div>\n
\"Pensioners<\/a>\n

Beware risks of retirement funded by property<\/a><\/h4>\n
It's not difficult to understand why people are attracted to property investment to provide income in retirement. The average UK house price has risen by ...
Read More<\/a><\/div><\/div>\n
\"property<\/a>\n

Would setting fire to your property help?<\/a><\/h4>\n
In the sellers\u2019 market we have today, you would probably expect to be in a good position to sell the property you bought 15 years ...
Read More<\/a><\/div><\/div>\n
\"London<\/a>\n

Tight fit in the country for city folk<\/a><\/h4>\n
Moving from the city to a better life in the country has become something of a tradition since property values began to recover from the ...
Read More<\/a><\/div><\/div>\n
\"door<\/a>\n

Mortgage lenders refusing to lend to recipients of Covid money<\/a><\/h4>\n
The long-term impact of Covid is beginning to be felt by people hoping to buy their first house or move home, as some of the ...
Read More<\/a><\/div><\/div>\n
\"property<\/a>\n

Are property purchasers putting enough thought into home buying?<\/a><\/h4>\n
With a limited number of houses available on the housing market, the speed at which many properties are selling has prompted concerns over whether home ...
Read More<\/a><\/div><\/div>\n
\"house<\/a>\n

Can I beat the stamp duty holiday deadline?<\/a><\/h4>\n
There are just six weeks to go before the end of the stamp duty holiday, when the threshold for paying the tax reduces from \u00a3500,000 ...
Read More<\/a><\/div><\/div>\n
\"new<\/a>\n

Home movers to pay \u00a357k more to move than before the tax break<\/a><\/h4>\n
The first Covid lockdown in 2020 caused the housing market to grind to a halt, leaving property transactions in limbo and home buyers and sellers ...
Read More<\/a><\/div><\/div>\n
\"terraced<\/a>\n

Fixed rate and longer term mortgages offered<\/a><\/h4>\n
A flurry of 40 year fixed rate mortgages is expected to become available to offer property buyers longer term mortgages with a deposit of just ...
Read More<\/a><\/div><\/div>\n
\"door<\/a>\n

Should home buyers worry about a longer mortgage term?<\/a><\/h4>\n
The Nationwide Building Society has said that most mortgages being taken out by first time buyer are for terms above the average 25 years. Indeed, ...
Read More<\/a><\/div><\/div>\n
\"virtual<\/a>\n

Lockdown house viewers abusing rules<\/a><\/h4>\n
Estate agents have expressed concerns that lockdown house viewers are travelling out of their own area, sometimes driving hundreds of miles to view property, often ...
Read More<\/a><\/div><\/div>\n
\"property<\/a>\n

New Help to Buy Equity Loan scheme open for first time home buyers<\/a><\/h4>\n
The government's revised Help to Buy Equity Loan scheme for home buyers is now open for applications from first time buyers in England. The scheme ...
Read More<\/a><\/div><\/div>\n
\"House<\/a>\n

Shared ownership investigated<\/a><\/h4>\n
An investigation by the BBC\u2019s Panorama programme has given an insight into some of the potential pitfalls of shared ownership. Giulia Trovato moved into her ...
Read More<\/a><\/div><\/div>\n
\"Harry<\/a>\n

Ideal home available for Harry Potter fans<\/a><\/h4>\n
Harry Potter fan? You can now live in your ideal home, at the real-life refurbished Hogwarts! Harry Potter is undoubtedly one of the most loved ...
Read More<\/a><\/div><\/div>\n
\"Property<\/a>\n

UK’s biggest building society reduces deposit for first time buyer mortgages<\/a><\/h4>\n
The Covid pandemic caused wide disruption in the housing market and the number of mortgage deals fell dramatically between March 2020 to the beginning of ...
Read More<\/a><\/div><\/div>\n
\"older<\/a>\n

Stamp duty changes increases pressure as housing market gets moving after lockdown<\/a><\/h4>\n
The governments of England and Northern Ireland, Wales and Scotland have issued temporary Stamp Duty changes to encourage movement in the housing market that has ...
Read More<\/a><\/div><\/div>\n
<\/a>\n

Optimism returning to UK property market?<\/a><\/h4>\n
There is some reported evidence that the anticipated 'Boris Bounce' is beginning to be bear fruit, with the London property market in particular showing increased ...
Read More<\/a><\/div><\/div>\n
\"Bristol<\/a>\n

Bristol is 2019’s most sought after place for home buyers and renters<\/a><\/h4>\n
Property website, Rightmove, has crowned Bristol the most sought after place in the UK outside London for property sales and rentals during 2019. At the ...
Read More<\/a><\/div><\/div>\n
<\/a>\n

What square footage can you afford on your house budget?<\/a><\/h4>\n
In an exercise replicating a Office of National Statistics report published in 2017, that examined how much one square metre costs in different areas of ...
Read More<\/a><\/div><\/div>\n
<\/a>\n

Mortgage stress test – too high for the average family?<\/a><\/h4>\n
The Intermediary Mortgage Lenders Association (IMLA) has appealed to government to reassess the Financial Policy Committee's mortgage stress test for anyone wishing to climb the ...
Read More<\/a><\/div><\/div>\n
<\/a>\n

Would you head north for a 3-bed house under \u00c2\u00a3100,000?<\/a><\/h4>\n
We all know that buying a property is one of the biggest and most important purchases you will ever make, but property in some areas ...
Read More<\/a><\/div><\/div>\n
<\/a>\n

55-plus free up a billion pounds through home equity release in Q1<\/a><\/h4>\n
In the sector's busiest start to any of the six years on record, nearly a billion pounds was raised by the over-55s in the first ...
Read More<\/a><\/div><\/div>\n
<\/a>\n

First time buyers must compromise to avoid high rents<\/a><\/h4>\n
In the long run, buying a house is less expensive than renting and most of us would agree that buying a house is worth the ...
Read More<\/a><\/div><\/div>\n
<\/a>\n

Advice and top tips for BOMAD<\/a><\/h4>\n
A staggering 3.6 million UK adults borrowed money from friends or family in the last twelve months, according to the\u00c2\u00a0Financial Conduct Authority's latest\u00c2\u00a0Financial Lives Survey ...
Read More<\/a><\/div><\/div>\n
<\/a>\n

25% of housing transactions dependent on \u00e2\u20ac\u02dcBOMAD\u00e2\u20ac\u2122 (equivalent of \u00c2\u00a35.7 billion in mortgages in 2018)<\/a><\/h4>\n
The financial services group, Legal & General, has published new forecasts on the financial support provided to home buyers by the Bank of Mum and ...
Read More<\/a><\/div><\/div>\n
<\/a>\n

Nationwide takes on the ground rent scandal<\/a><\/h4>\n
The \u00e2\u20ac\u02dcground rent scandal\u00e2\u20ac\u2122 has caused some shocking headlines in recent months: Taylor Wimpey sold our freehold \u00e2\u20ac\u201c it will cost \u00c2\u00a340k to buy it ...
Read More<\/a><\/div><\/div>\n