{"id":19886,"date":"2018-05-23T13:02:28","date_gmt":"2018-05-23T12:02:28","guid":{"rendered":"http:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=19886"},"modified":"2020-07-08T14:55:38","modified_gmt":"2020-07-08T13:55:38","slug":"treasure-left-new-attic-really-case-finders-keepers-5","status":"publish","type":"page","link":"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=19886","title":{"rendered":"HM Land Registry registers its first digitally signed mortgage deed"},"content":{"rendered":"<p><a href=\"https:\/\/www.gov.uk\/government\/publications\/execution-of-deeds\/practice-guide-8-execution-of-deeds#electronic-documents-with-electronic-signatures\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-19895\" src=\"http:\/\/www.propertysurveying.co.uk\/newsletter\/wp-content\/uploads\/Digital-signatures.png\" alt=\"\" width=\"722\" height=\"133\" srcset=\"https:\/\/www.propertysurveying.co.uk\/newsletter\/wp-content\/uploads\/Digital-signatures.png 722w, https:\/\/www.propertysurveying.co.uk\/newsletter\/wp-content\/uploads\/Digital-signatures-300x55.png 300w\" sizes=\"auto, (max-width: 722px) 85vw, 722px\" \/><\/a>The 5th April 2018 marked a landmark occasion for HM Land Registry &#8211; on this day the first digitally signed mortgage deed was used to register a property.<\/p>\n<p>The registration was part of its \u00e2\u20ac\u02dcsign your mortgage deed\u00e2\u20ac\u2122 service which enables homeowners to electronically sign a mortgage deed without the need for a witness. It is hoped the service will speed up the property registration process while making property ownership simpler and more secure for homeowners, mortgage lenders and property conveyancers.<\/p>\n<p>HM Land Registry plans\u00c2\u00a0to become a more digitally- and data-driven property registration business in the future, with a strategy in place that will take it up to 2030.\u00c2\u00a0Graham Farrant, Chief Executive and Chief Land Registrar at HM Land Registry, said: \u00e2\u20ac\u0153we have secured a simpler and faster service for the benefit of home owners. We are looking forward to rolling this out nationally and will be working with more conveyancers and lenders to do so.\u00e2\u20ac\u009d<\/p>\n<p>It is hoped the new service will solve some of the more tedious aspects of buying a property. Time saving and the risk of lost documents are among these, with mortgage borrowers using a secure log in to access the system in order to sign the deed, thus making the application process quicker. We will soon see whether the electronically signed documents are immune from being lost.<\/p>\n<p>The Land Registry Office was borne of the <a href=\"http:\/\/www.legislation.gov.uk\/ukpga\/Vict\/25-26\/53\">Land Registry Act 1862<\/a>, to safeguard land and property ownership which is now valued in excess of \u00c2\u00a34 trillion, a quarter of which is property that is mortgaged. The purpose of the Land Register is to guarantee and protect property rights in England and Wales. The Register provides evidence of land and property ownership of over 85% of the land mass of England and Wales, and holds in excess of 25 million titles.<\/p>\n<p>Read our article on <a href=\"http:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=3618\">Registered and Unregistered land in England and Wales<\/a>.<\/p>\n<p>If you&#8217;re in the process of buying a new property, contact your local <a href=\"http:\/\/www.propertysurveying.co.uk\/\">Property Surveying<\/a> Chartered Surveyor for a survey.<\/p>\n<p>SH\/LCB<\/p>\n<p><a href=\"http:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=19878\">Back to May 2018 Newsletter<\/a><\/p>\n<p>\u00c2\u00a9\u00c2\u00a0<a href=\"http:\/\/www.propertysurveying.co.uk\/INDEX\/INDEX1.html\">www.PropertySurveying.co.uk<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The 5th April 2018 marked a landmark occasion for HM Land Registry &#8211; on this day the first digitally signed mortgage deed was used to register a property. The registration was part of its \u00e2\u20ac\u02dcsign your mortgage deed\u00e2\u20ac\u2122 service which enables homeowners to electronically sign a mortgage deed without the need for a witness. It &hellip; <a href=\"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=19886\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;HM Land Registry registers its first digitally signed mortgage deed&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":22325,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"folder":[555],"class_list":["post-19886","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>HM Land Registry registers its first digitally signed mortgage deed - Property Surveying NEWSLETTER<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.propertysurveying.co.uk\/newsletter\/?page_id=19886\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HM Land Registry registers its first digitally signed mortgage deed - Property Surveying NEWSLETTER\" \/>\n<meta property=\"og:description\" content=\"The 5th April 2018 marked a landmark occasion for HM Land Registry &#8211; on this day the first digitally signed mortgage deed was used to register a property. 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